Fannie mae foreclosures

When to Report Delinquency Status Information. The servicer must report delinquency status information to Fannie Mae through Fannie Mae's servicing solutions system in accordance with D2-4-01, Reporting a Delinquent Mortgage Loan to Fannie Mae. By the second business day of each month, the servicer must report delinquency status information as part of its next scheduled delinquency status ...

E-3.1-03: Fannie Mae Address for Instruments of Record (11/12/2014) Share this answer. When an instrument of record relating to a single-family property requires the use of an address for Fannie Mae, including assignments of mortgages, foreclosure deeds, REO deeds, and lien releases, see F-4-02, List of Contacts for the proper address.Fannie Mae's property maintenance practices are part of its overall neighborhood stabilization efforts, which include prioritizing sales to owner occupants and selling properties in a timely manner to promote stability and minimize the impact to the local community.A deed-in-lieu of foreclosure is a transaction in which the deed to the real property is transferred back to the servicer. These are typically identified on the credit report through Remarks Codes such as “Forfeit deed-in-lieu of foreclosure.”. A preforeclosure sale or short sale is the sale of a property in lieu of a foreclosure resulting ...foreclosures. Foreclosure Sale Marketing Services The servicer must use a Fannie Mae Vendor in applicable jurisdictions for foreclosure sale marketing services. Foreclosure sale marketing services include all of the marketing and advertising of the scheduled foreclosure sale, including through online, print media, and direct mail advertisements.Qualifying Considerations. When the borrower owns mortgaged real estate, the status of the property determines how the existing property's PITIA must be considered in qualifying for the new mortgage transaction. If the mortgaged property owned by the borrower is. an existing investment property or a current principal residence converting to ...

Fannie Mae purchases or securitizes mortgage loans secured by units in condo, co-op, and PUD projects that meet Fannie Mae's eligibility requirements. To determine whether the project meets these requirements, a number of project review methods are available. Whether a project review method is allowable or required depends onPart A Doing Business with Fannie Mae. Part B Escrow, Taxes, Assessments, and Insurance. Part C Mortgage Loan Payment Processing, Remitting, Accounting, and Reporting. Part D Providing Solutions to a Borrower. Part E Default-Related Legal Services, Bankruptcy, Foreclosure Proceedings, and Acquired Properties.Fannie Mae requires that servicers preserve both the interior and the exterior of vacant properties securing delinquent loans year-round. To help with these efforts, we …The servicer must determine the borrower's new modified mortgage loan terms in accordance with Determining the Fannie Mae Flex Modification Terms in D2-3.2-07, Fannie Mae Flex Modification, and the requirements below. The servicer must determine the post-modification MTMLTV ratio, which is defined as the gross UPB of the …For example: "1567 Main St, Miami, FL 33168" Advanced Search ...

For people with loans backed by the FHA, VA, USDA, Fannie Mae or Freddie Mac, foreclosures — regardless of whether the homeowner has experienced a …a Fannie Mae . b Kansas State University, Department of Economics . c Georgia State University, J. Mack Robinson College of Business *Corresponding author: ... foreclosures on non-distressed homes is 1.1% per foreclosure within 0.25 miles or 7.2% within a 0.1-mile radius. More recently, Gerardi et al. (2015) compare the spillover effects of all ...Waiting Period for Fannie Mae and Freddie Mac Loans After Foreclosure. Some mortgage loans adhere to guidelines that the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) set. These loans, called "conventional, conforming" loans, are eligible to be sold to Fannie Mae or Freddie Mac.Move for a foreclosure judgment or order of sale, or; Execute a foreclosure sale. *Between July 31 and August 31, 2021, Fannie Mae servicers must abide by the 2021 Final Rule as if it were in effect. Additionally, Fannie Mae is ending the suspension on filing motions for relief from stay upon certain milestones effective July 31, 2021.When to Report Delinquency Status Information. The servicer must report delinquency status information to Fannie Mae through Fannie Mae's servicing solutions system in accordance with D2-4-01, Reporting a Delinquent Mortgage Loan to Fannie Mae. By the second business day of each month, the servicer must report delinquency status information as part of its next scheduled delinquency status ...For example: "1567 Main St, Miami, FL 33168" Advanced Search ...

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Features of HomePath Short Sale Portal. Request list price guidance directly from Fannie Mae before listing your client's property. Submit an accepted contract for loans owned by Fannie Mae.; View the status of your list price guidance requests or contracts you’ve submitted for review, retrieve required forms, and benefit from the 24-hr convenience and …What to Know About Co-Buying a House. Although the arrangement may not be for everyone, co-buying with friends and family could be an option in challenging housing markets. We are supporting America's homeowners and renters while serving as a stabilizing force in the U.S. housing finance system.The lender must indemnify Fannie Mae (as described in A2-1-03, Indemnification for Losses) for any Fannie Mae losses that can be directly attributed to the impediment(s). Minor Impediments to Title for Conventional Loans ... Certain state laws provide a "redemption period" after a foreclosure or tax sale has occurred, during which time the ...The Attorney Authorization Approval (AAA) Matrix provides state-specific excess fees/costs process guidelines and includes a process overview, as well as additional procedures and specific request requirements. The matrix references applicable Servicing Guide provisions and other policies. Fannie Mae requires the attorneys to submit all excess ...Foreclosure Homes in Euless, TX Find the best foreclosure homes listings for sale — bank-owned, government (Fannie Mae, Freddie Mac, HUD, etc.) and others — in and near the Euless, TX area at Foreclosure.com. Get information on foreclosure homes for rent, how to buy foreclosures in Euless, TX and much more.

Washington, D.C. - Today, to help borrowers at risk of losing their home due to the coronavirus national emergency, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will extend the moratoriums on single-family foreclosures and real estate owned (REO) evictions until at least December 31, 2020.To look for a Fannie Mae home, go to HomePath.com and input the city and state where you’re interested in buying. You’ll then be shown all the available Fannie Mae-owned properties in that area. Although there are plenty of buying Fannie Mae foreclosure tips out there, you may not find much guidance when it comes to negotiating a good price ...Foreclosure Timelines and House Prices . Hamilton Fouta,b. Mark Palima. Yi Song. a*. Vincent Yao. c. July 2017 . a Fannie Mae . b Kansas State University, Department of Economics . c Georgia State University, J. Mack Robinson College of Business *Corresponding author: [email protected]. All views expressed herein are those of the authors and not the official position of FannCall USAGov. Chat with USAGov. Fannie Mae purchases mortgages from lending institutions in an effort to increase affordable lending activity at those institutions. Fannie Mae is not a federal agency. It is a government-sponsored enterprise under the conservatorship of the Federal Housing Finance Agency (FHFA).Federal agencies and the government-sponsored enterprises Fannie Mae and Freddie Mac (the enterprises) have taken steps to make these borrowers aware of forbearance options, such as through direct phone calls and letters. ... Foreclosures declined significantly during the pandemic because of federal moratoriums that prohibited foreclosures. The ...The foreclosure sale will take place on the courthouse steps in the county where the property is located. By law, foreclosure sales take place on the first Tuesday of the month between the hours of 10:00 a.m. and 4:00 p.m. Bidding is open to the public, but the mortgage holder often is the only bidder.HomePath properties are generally foreclosure homes owned by the Fannie Mae organization. Fannie Mae uses its HomePath program to liquidate these properties quickly. Available listings may be viewed on the official HomePath website.The waiting periods after a foreclosure for the most common loan programs are: Fannie Mae and Freddie Mac: Seven years, or three years with extenuating circumstances. Department of Veterans Affairs (VA) loans: Two years. Federal Housing Administration (FHA) loans: Three years. Department of Agriculture (USDA) loans: Three years.The average rent price in Columbia, SC, is $1,299.00. Indeed, when looking to rent in Columbia, SC, you can expect to pay as little as $540.00 or as much as $5,060.00, with the average rent median estimated to be $1,230.00. The good news is that finding an affordable and desirable property to rent in Columbia, SC -- whether it's apartments ...

Selling Guide Announcement (SEL-2023-09) . October 04, 2023. The Selling Guide has been updated to include changes to the following:. Rental income: updating documentation requirements for rental income used towards qualifying Self-employed borrowers: allowing less than 24-month history of self-employment and one year of personal and business tax returns ...

updates the Allowable Foreclosure Attorney Fees Exhibit to reflect a change to judicial foreclosure fees for Texas Section 50(a)(6) mortgage loans ... or Fannie Mae's Single -Family Servicer Support Center at 1 8002FANNIE (1 232 6643). Get answers to all your policy questions, straight from the source. Ask Poli.Fannie Mae's online portal (known as HomePath) offers a diverse list of real estate-owned properties. Fannie Mae acquired these properties through a deed instead of foreclosure, forfeiture, and foreclosure. Years ago, HomePath referred to Fannie Mae's affordable mortgage program. It was later replaced by the term HomeReady mortgage loan.To be eligible for reimbursement of either escrow or corporate advances from Fannie Mae, advances must be. necessary to protect Fannie Mae's interest in the property, and. made for a mortgage loan that is a. portfolio mortgage loan, participation pool mortgage loan, or. special servicing option MBS mortgage loan. Defined Expense Reimbursement ...An attorney may charge an additional cost to prepare documentation specifically for Deed-in-Lieu of Foreclosures. ... Fannie Mae will reimburse California servicers up to $350 Life of Loan (LOL) for these expenses at the conclusion of the bid process. All other states will require Excess Fee Approval. Effective July 25, 2022, ...If foreclosure cannot be prevented, property sales to owner-occupants and non-profit agencies must be prioritized. Fannie Mae will work to sell these loans to investors, nonprofits and public sector organizations. The company anticipates bringing pools of loans to the market on a regular basis. Fannie Mae intends to offer a mix of both larger ...May 19, 2023 · Owned by the Federal National Mortgage Association (known as Fannie Mae), HomePath.com offers free listings of thousands of homes in foreclosure being sold by Fannie Mae. HomeSteps.com. This site ... See full list on homebuyer.com Fannie Mae commissioned this paper in connection with its 2021 Duty to Serve plan. This paper was prepared by May 8 Consulting, Inc., and Reinvestment Fund. While Fannie Mae consulted with the authors, and reviewed the paper's content, the conclusions presented are solely those ... (REO) properties in the portfolios of financial institutions ...If Fannie Mae reimburses the servicer for an advance, any subsequent repayment by the borrower must be used to repay Fannie Mae. When the servicer accepts a full reinstatement of the mortgage loan in accordance with E-3.2-08, Processing Reinstatements During Foreclosure where Fannie Mae has reimbursed the servicer for its advances for foreclosure-related expenses including the costs of any ...Jul 30, 2021 · Washington, D.C. – Today, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) are extending the moratorium on single-family real estate owned (REO) evictions until September 30, 2021.

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Search Freddie Mac homes for sale on HomeSteps.com. Find Freddie Mac REO homes in your area and elsewhere throughout the United States and outlying territories. Complete list of Freddie Mac single-family, townhomes, condos and other properties for sale.FREE Foreclosure Listings in Virginia. Find homes from up to 60% off through our free Virginia foreclosure listings. Our lists include: pre-foreclosures, short sales, home auctions, sheriff sales, government foreclosures (Fannie Mae, Freddie Mac, HUD, VA) and bank foreclosures in Virginia. Check it out Now!Foreclosure Homes in Baton Rouge, LA. Find the best foreclosure homes listings for sale — bank-owned, government (Fannie Mae, Freddie Mac, HUD, etc.) and others — in and near the Baton Rouge, LA area at Foreclosure.com. Get information on foreclosure homes for rent, how to buy foreclosures in Baton Rouge, LA and much more.If the court orders a Foreclosure by Sale (or a Foreclosure by Market Sale on or after January 1, 2015), the fee will be $4,050. (6)This fee includes the attorney's fee, the notary's fee and the trustee's commission (or statutory fee). (7)Fannie Mae will not reimburse the servicer for posting costs incurred after September 1, 2015, in ...What is a Fannie Mae HomePath property? HomePath homes are foreclosures owned by Fannie Mae. In some cases, Fannie might also spend time and money upgrading the home’s interior or appliances. Keep in mind, however, that Fannie Mae sells each home in the HomePath program in “as-is” condition."Housing remains exhibit number one for why we expect the recession to be modest," Fannie Mae's chief economist said. Jump to The housing market is signaling that the US is headed into a moderate, Fannie Mae's chief economist Doug Duncan wa...Choose a Mortgage Release option. Your mortgage company will help you choose the best option for your situation. These options include gracefully vacating the home, staying in the home for up to three months rent-free, or leasing the home at market rates for up to one year. Your mortgage company wants to help you avoid foreclosure.Oct. 12, 2021, at 9:00 a.m. How to Buy a Foreclosed Home. Visit the house, and perform a curbside inspection of your own. (Getty Images) As home prices soar in many cities, buyers may look to ...In our listings you find New Port Richey bank owned properties, repo homes, government foreclosed houses, preforeclosures, home auctions, short sales, VA foreclosures, Freddie Mac Homes, Fannie Mae homes and HUD foreclosures in New Port Richey, FL. All New Port Richey REO homes for sale offer excellent foreclosure deals.Fannie Mae HomePath properties are HUD-code certified, which means they have been inspected by somebody working for Fannie Mae to make sure that there are no ...performing certain administrative functions related to an acquired property when Fannie Mae so requests (see E-4.3-01, Managing the Property Post-Foreclosure Sale for additional information); advancing reasonable amounts, if necessary, to cover expenses arising in connection with any of the duties described above; and ….

Fannie Mae will only purchase or securitize mortgage loans secured by properties that are located within lava zones 3 through 9 on the island of Hawaii. Properties in lava zones 1 and 2 are not eligible due to the increased risk of property destruction from lava flows within these areas. ... in the event of foreclosure, the lender or assignee ...If Fannie Mae reimburses the servicer for an advance, any subsequent repayment by the borrower must be used to repay Fannie Mae. When the servicer accepts a full reinstatement of the mortgage loan in accordance with E-3.2-08, Processing Reinstatements During Foreclosure where Fannie Mae has reimbursed the servicer for its advances for foreclosure-related expenses including the costs of any ...Accompany your real estate agent to view several Fannie Mae foreclosures. Check each home to determine whether the conditions suit your family. Make a selection for the home that meets your family's needs. Submit a purchase offer through your real estate agent. If your offer is below the asking price, Fannie Mae might decline your proposal, and ...Top Reasons To Live In Rome, GA In 2023. Rome is located in Floyd, Georgia, with an estimated municipal population of 36,716 residents. All of the best foreclosed homes for sale in Rome are located in the following zip code areas on Foreclosure.com: 30161 30165 30162. The estimated population per square kilometer (.62 miles) in Rome is 449.Fannie Mae's REO inventory, the servicer must contact the REO real estate agent as determined in Asset Management Network (AMN). See ... Fannie Mae requires the servicer to make available all date stamped, before, during, and after photos and/or videos of all work completed. Depending on type of service performed, Fannie Mae will require ...Foreclosure DU applies the following guidelines to prior foreclosures: Mortgage accounts, including first liens, second liens, home improvement loans, HELOCs, and manufactured home loans, will be identified as a foreclosure if there is an MOP code of "8," or a Remarks Code that indicates a foreclosure is present in the credit report data and associated to the tradeline.If the servicer believes that a foreclosure proceeding must be conducted in Fannie Mae's name in any other jurisdiction to prevent the imposition of a transfer tax, the servicer must contact Fannie Mae's Legal department (see F-4-02, List of Contacts) for permission to do so.September 27, 2023. Fannie Mae Launches New Resources to Help Latino Communities Access Homeownership. The March Servicing Guide update includes …The maximum attorney fees that Fannie Mae allows for legal proceedings related to foreclosures appear in the Allowable Foreclosure Attorney Fees Exhibit.Generally, Fannie Mae will not reimburse the servicer for any attorney fees that exceed or are not included within Fannie Mae's maximum allowable foreclosure fee … Fannie mae foreclosures, MORTGAGE SERVICING . Since 2008, FHFA has worked with Fannie Mae and Freddie Mac (the Enterprises) to develop and implement a variety of programs and initiatives to address challenges in the servicing market. FHFA and the Enterprises have worked to align servicers' loss mitigation tools, promote servicing market liquidity and efficiency, and ..., Per the requirements of B3-5.3-07, Significant Derogatory Credit Events — Waiting Periods and Re-establishing Credit, an amount of time must elapse (the "waiting period") after a significant derogatory credit event before the borrower is eligible for a new loan salable to Fannie Mae. The waiting period commences on the completion ..., Search 34 Foreclosure Listings in Puerto Rico, with data on unpaid balances and auction dates. Find Bank Foreclosures and premium information on Zillow., Request list price guidance directly from Fannie Mae before listing your client's property and receive ongoing support while actively marketing the property; Submit an accepted contract for loans owned by Fannie Mae, view the status of your case, and benefit from the 24-hr convenience and transparency of the system; and, Title & Closing Valuations We support activities related to managing and selling REO properties in a timely manner with a focus on maximizing value. Log into the business …, The court's six-judge unanimous decision agreed with Fannie Mae's contention that the New York appellate court erred in concluding that the GSE was time-barred from restarting a foreclosure procedure because it was beyond the state's six-year statute of limitations. The appeals court pointed out that the defendant, Maxi Jeanty, whose ..., Foreclosure Homes in Albany, GA Find the best foreclosure homes listings for sale — bank-owned, government (Fannie Mae, Freddie Mac, HUD, etc.) and others — in and near the Albany, GA area at Foreclosure.com. Get information on foreclosure homes for rent, how to buy foreclosures in Albany, GA and much more., Foreclosure Homes in San Jose, CA. Find the best foreclosure homes listings for sale — bank-owned, government (Fannie Mae, Freddie Mac, HUD, etc.) and others — in and near the San Jose, CA area at Foreclosure.com. Get information on foreclosure homes for rent, how to buy foreclosures in San Jose, CA and much more., For more information about how Fannie Mae sells REO properties or about a Fannie Mae-owned property that you would like to purchase, email the Consumer Resource Center, or call 800-2FANNIE (800-232-6643)., Alicia Jones. 202-752-5716. WASHINGTON, DC - Fannie Mae (FNMA/OTC) announced today its Flex Modification foreclosure prevention program, which is designed to help America's families by offering reductions to their monthly mortgage payments. The Flex Modification leverages components of Fannie Mae's Home Affordable Modification Program ..., Fannie Mae does not reimburse the servicer for the cost to obtain original notes or lost note affidavits. The servicer must institute a process to request the necessary documents from the document custodian no later than the 95th day of delinquency in order to ensure that these documents are available at the time of referral., Fannie Mae and Freddie Mac loans entering foreclosure increased 6% in the first quarter compared with the prior three months, a Federal Housing Finance Agency report released in June found.. But the time frame for the foreclosure process to play out rose in the second quarter to 1,212 days, the most since the first quarter of 2018 and up 28% from both the first quarter and the second quarter ..., a solicitation for a Fannie Mae Flex Modification has been made and the borrower contacts the servicer within 14 days of the date of the offer to indicate an intent to accept the offer (see Soliciting the Borrower for a Fannie Mae Flex Modification in D2-3.2-06, Fannie Mae Flex Modification. In such event, the servicer must delay the next legal ..., A forbearance program established for multifamily rental properties with federally-backed mortgage loans, including loans owned by Fannie Mae or Freddie Mac (the Enterprises); and; The prohibition of evictions due to nonpayment of rent for tenants in multifamily properties receiving forbearance under this program., For instruments of record relating to a single-family property that require the use of an address for Fannie Mae, including assignments of mortgages, foreclosure deeds, REO deeds, and lien releases. Fannie Mae 5600 Granite Parkway VII. Plano, TX 75024. Fannie Mae Washington, DC office, D2-3.3-02 Fannie Mae Mortgage Release (Deed-in-Lieu of Foreclosure) has been updated. Fannie Mae is eliminating the date (December 1, 2015) by which a mortgage loan must be evaluated to be eligible for the increased Mortgage Release borrower incentive. The increased incentive will continue for all, If a new foreclosure sale takes place or other actions are taken to validate the foreclosure sale, a new REOgram must be confirmed in accordance with Timing of the REOgram in E-4.1-01, Notifying Fannie Mae of an Acquired Property.. Upon elimination and/or rescission of the foreclosure sale, the servicer is responsible for transferring title into the appropriate party's name and removing ..., status information to Fannie Mae beginning with the Dec. 2023 delinquency status reporting period (which is for Nov. 2023 activity). ... The servicer must obtain Fannie Mae's prior approval to suspend foreclosure-related activities beyond 60 days by submitting a request to the Loss Mitigation Mailbox at . [email protected]., For pre-foreclosure timeframes, Fannie Mae will reimburse Co-op dues as well as other associated legal fees and costs. Documentation may be requested to support the expense. To ensure the accurate reimbursement of Co-Op fees and assessments, servicers must populate the paid date within the Paid Date field in the expense line-item details. ..., On June 24, the Federal Housing Finance Agency (FHFA) issued a news release stating that Fannie Mae and Freddie Mac are “extending the moratoriums on single-family foreclosures and real estate owned (REO) evictions until July 31, 2021. The foreclosure moratorium applies to Enterprise-backed, single-family mortgages only., During and after the foreclosure crisis in 2008, Fannie Mae created the HomePath program. It manages homes that have come back to Fannie Mae through foreclosure. While Fannie Mae owns the properties, offers are made through licensed real estate agents. You don't deal directly with Fannie Mae. What are the Advantages of Buying a Fannie Mae ..., The legal process of reversing a foreclosure sale and removing Fannie Mae as titleholder to the property. FRM fixed-rate mortgage full payment amount For ARM loans, the monthly payment required, at each interest change date, to amortize the then outstanding principal balance at the new interest rate over the remaining mortgage term. ..., Fannie Mae requires that servicers preserve both the interior and the exterior of vacant properties securing delinquent loans year-round. To help with these efforts, we provide servicers allowable amounts for securing, routine maintenance, repairs, and preservation efforts. The Pre-Foreclosure Property Preservation Program relieves servicers of ... , Foreclosure-related title costs must be kept at a minimum and in compliance with Fannie Mae maximum allowable title costs. The maximum allowable title cost is the amount that Fannie Mae will reimburse the servicer for title costs incurred by the law firm retained by the servicer to handle Fannie Mae foreclosure matters., The report shows that Fannie Mae and Freddie Mac (the Enterprises) completed 52,469 foreclosure prevention actions during the quarter, raising the total number of homeowners who have been helped to 6,712,833 since the start of conservatorships in September 2008. ... Foreclosures: The number of foreclosure starts increased 8 percent to 18,693 ..., To support households impacted by COVID-19, Fannie Mae today announced an extension of the temporary moratorium on foreclosures and evictions until December 31, 2020. The moratorium, which was previously set to expire on August 31, 2020, is effective immediately and applies to properties with single-family mortgages backed by Fannie Mae. The suspension of evictions applies only to homes owned ..., Single Family Data includes income, race, gender of the borrower as well as the census tract location of the property, loan-to-value ratio, age of mortgage note, and affordability of the mortgage.. Multifamily Data includes size of the property, unpaid principal balance, and type of seller/servicer from which Fannie Mae or Freddie Mac acquired the mortgage., Fannie Mae is reminding servicers of their obligations to provide attorneys (or trustees) with complete referral packages, clarifying certain requirements, and imposing more specific requirements to ensure that its cases ... each case that is referred to a Fannie Mae-retained foreclosure attorney. These same requirements apply to servicer ..., (Fannie Mae will allow up to $6,000 to resolve outstanding subordinate liens). Confirm with your client's mortgage servicer that there is enough time before foreclosure to complete a short sale. Confirm your client is willing to provide necessary documents and maintain the property for showings during the eligibility determination process., In our listings you find Paducah bank owned properties, repo homes, government foreclosed houses, preforeclosures, home auctions, short sales, VA foreclosures, Freddie Mac Homes, Fannie Mae homes and HUD foreclosures in Paducah, KY. All Paducah REO homes for sale offer excellent foreclosure deals. Property Styles in Paducah Foreclosure Listings, If you're renting a Fannie Mae financed home at the time of foreclosure, you may be eligible for the Tenant-in-Place Rental program. The program can help you continue to lease the home for a period of time, providing relief from the foreclosure process and time to transition to new housing. ... Fannie Mae will manage the property through a ..., In our listings you find Hickory bank owned properties, repo homes, government foreclosed houses, preforeclosures, home auctions, short sales, VA foreclosures, Freddie Mac Homes, Fannie Mae homes and HUD foreclosures in Hickory, NC. All Hickory REO homes for sale offer excellent foreclosure deals. Property Styles in Hickory Foreclosure Listings, 4 Agu 2014 ... ... Fannie Mae. As a “real estate owned foreclosure specialist” for Fannie Mae, Granillo reviewed applications submitted by real estate brokers ...